Personal Financial Plan Evaluation Rubric

Outstanding (200 – 180 points) Good (179 – 160 points) Marginal (169-140 points) Poor (139– 0 points) • Very well organized • Contains all the required

evaluative criteria • Very detailed • Logical analysis supported by

research and worksheets • Outstanding oral presentation • Written report is well prepared

with minimal grammar and calculation errors

• Includes 20 or more relevant Worksheets

• Well organized, but is missing one or more required evaluative criteria

• Many details are provided and lacks one or more important detail(s).

• Analysis seems general and supported by some worksheets

• Oral presentation is Good but lacks enthusiasm.

• Written report is well prepared but contains grammar and calculation errors.

• Organized, but is missing two or ore of the required evaluative criteria.

• Just enough details are provided, but the work lacks sufficient details for a higher score.

• Conclusions are somewhat logical and seem minimally supported by research and/or few worksheets.

• Oral Presentation is Fair somewhat competent but is lacking in delivery.

• Written report is somewhat prepared and contains grammar and calculation errors.

• Disorganized • Unsatisfactory level of

detail provided. • Conclusions are not

logical or supported by research and worksheets.

• Oral presentation is Unsatisfactory.

• Written report is insufficient and contains too many grammar and calculation errors.

• Includes 10 or less worksheets

Outstanding 34-30 points

Good 29-27 points

Marginal 28- 23 points

Poor 22-0 points

Peer (initials) _________ Score

Student Score

Instructor Score

Part 1: Foundation of the Plan This will include your overall financial philosophy and S.M.A.R.T. goals. You will provide information where you or your “client” is now, and where they want to be in the future. This is the roadmap for obtaining, spending, saving, borrowing, investing, managing risk, retirement, and estate planning. You will set the stage for the later sections of the report. This is where you include the Personal Planning data, such as balance sheets, income statements, daily spending diary, etc. You will need the appropriate worksheets that support this.

TOTAL

Part 2: Managing Assets This will be a discussion on managing what you or your client owns. What is the plan for saving money? How will you use financial services institutions? How will excessive spending be controlled? What is the plan to grow assets in the future? Please consider tax implications in the options. You will need appropriate worksheets that support this.

Part 3: Managing Liabilities This will be a discussion on managing what you owe. What is your plan to reduce liabilities to minimal and manageable levels? You will discuss how you will effectively build and manage credit (credit card, loans, etc.) to enhance financial security. Please consider tax implication in the options. You will need the appropriate worksheets that support this.

Part 4: Managing Risk This will be a discussion on your strategy to address a wide range of insurance needs. What types of insurance and how much is needed now and in the future. How are you effectively planning for potential situations where insurance may be needed? You will need the appropriate worksheets that support this.

Part 5. Investment Strategy This will be a discussion of your investment strategy. What is the risk level that you or your client is willing to take on? How does this affect the investment strategy? What investments will you obtain, and in what proportion, and what is your plan to rebalance your investment portfolio to build wealth overtime and ensure financial security. This where you consider a wide variety of options: stocks, bonds, mutual funds, property, real estate, etc., that will meet your financial needs. Please refer to the article that I sent in an earlier announcement. Please consider tax implications with the options selected. You will need the appropriate worksheets that support this. .

Part 6: Retirement and Estate Planning This is your plan to live well when you no longer want or are able to work. This section should be a thoughtful roadmap to how you plan on to save and invest overtime to ensure 2 your long-term financial security while you are alive. Also, in this section will be an outline of your plan to pass on your estate to others after death. Please remember there are many options available to do this.

Total Score:

Public Speaking/Presentation Rubric

Student Name: ________________________________________

CATEGORY Outstanding (A) Good (B) Fair (C) Unsatisfactory (0 Point) Attire

Business attire, very professional look. Casual business attire.

Casual business attire, but wore sneakers or seemed somewhat

wrinkled.

General attire not appropriate for audience (jeans, t-shirt, shorts).

Preparedness

Student is completely prepared and has

obviously rehearsed.

Student seems pretty prepared but might have needed a couple more

rehearsals.

The student is somewhat prepared, but it is clear

that rehearsal was lacking.

Student does not seem at all prepared to present.

Speaks Clearly

Speaks clearly and distinctly all (100-95%)

the time, and mispronounces no words.

Speaks clearly and distinctly all (100-95%)

the time, but mispronounces one word.

Speaks clearly and distinctly most ( 94-85%)

of the time. Mispronounces no more

than two words.

Often mumbles or can not be understood OR

mispronounces more than two words.

Posture and Eye Contact Stands up straight, looks relaxed and confident. Establishes eye contact with everyone in the

room during the presentation.

Stands up straight and establishes eye contact with everyone in the

room during the presentation.

Sometimes stands up straight and establishes

eye contact.

Slouches and/or does not look at people during the

presentation. Time-Limit

Presentation is 3-4 minutes long.

Presentation is 3 minutes long.

Presentation is 2 minutes long.

Presentation is less than 2 minutes OR more than

4 minutes. Enthusiasm

Facial expressions and body language generate a

strong interest and enthusiasm about the

topic in others.

Facial expressions and body language sometimes generate a strong interest and enthusiasm about the

topic in others.

Facial expressions and body language are used to

try to generate enthusiasm, but seem

somewhat faked.

Very little use of facial expressions or body language. Did not

generate much interest in topic being presented.

Category Scores ______________

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Please consider tax implications when considering options. You will need the appropriate worksheets that support this.

Total Score This is the total score: _______________