In 6 to 8 sentences
The new regulatory requirement imposed on banks and financial institutions may have impacted a banks ability to generate mortgages for home buyers by increased requirements for disclosures, notices, statements, and documents related to lending. Evaluate the pros and cons of increased regulatory requirements, indicating the impact on the lender and the buyer. Provide support for your answer.  

Please provide one citation or reference for your initial posting that is not your textbook. Please do not use Investopedia or Wikipedia.

Post a summary of your activity for the week in “How the Market Works.” Include some sort of activity that involves a trade (buying or selling).

Did you purchase or sell stock(s)? Why?